Coupon: Gross fixed cuopons equal to 3,00 per cent per annum for year 1 and year 2, payable on 22 November 2014 and 22 November 2015; then variable coupon linked to the performance of FTSEMIB index, payable on 22 November of each year starting from and including 22 November 2016 up to and including 22 November 2019.